## Minimum Repayment Income Threshold for 2025-26

The minimum repayment income threshold for the 2025-26 income year is **$54,435**.

This figure is determined by indexation of the base threshold amount under the *Higher Education Support Act 2003* (Cth). The threshold is adjusted annually using Average Weekly Ordinary Time Earnings (AWOTE).

## Controlling Authority

The controlling authority for the Higher Education Loan Program (HELP) is the **Australian Taxation Office (ATO)**.

The ATO administers the collection of compulsory repayments through the tax system, while policy and legislative framework responsibility sits with the **Department of Education** (formerly Department of Education, Skills and Employment) under the *Higher Education Support Act 2003* (Cth).