AUSFA-0005 · claude-haiku-4-5 (default)
# Response

## Minimum Repayment Income Threshold for 2025-26

**$45,881**

This is the income threshold below which no compulsory repayment of HELP debt is required under the new marginal repayment system introduced for the 2025-26 income year.

## Controlling Authority

**Department of Education**

The Department of Education is the controlling authority responsible for administering the higher education loan program (HELP scheme) in Australia.