Minimum repayment income threshold for 2025–26: **$67,000**.

**Working:** Repayment income below $67,000 × 0% = **$0 compulsory repayment**; marginal repayment rates apply to income above $67,000.

Controlling authority: **Australian Government Department of Education**. The **Australian Taxation Office (ATO)** administers the collection of HELP repayments.