**Minimum Repayment Income Threshold (2025-26)**
In the 2024–25 Federal Budget, the Australian Government announced a shift to a marginal repayment system for HELP and other student loans, effective 1 July 2025 (the 2025-26 income year). The new minimum repayment income threshold was calculated and set to align with 75% of average graduate earnings. 

**Threshold amount:** $67,000

**Controlling Authority**
The controlling authority for the Higher Education Loan Program (HELP) is the **Department of Education** (responsible for policy and program administration), with the **Australian Taxation Office (ATO)** acting as the authority responsible for the management and collection of the debt repayments.