The minimum repayment income threshold for the 2025-26 income year is $54,837.

**Working:**
Under the reforms announced for the 2025-26 financial year, the government has set the new minimum repayment threshold at $54,837. Repayment income below this amount requires no compulsory repayment, while income at or above this level triggers the start of the marginal repayment rates.

**Controlling Authority:**
The Australian Taxation Office (ATO) is the authority responsible for the collection of repayments for the higher education loan program (HELP).